save more money
I have really concentrated on this resolution and I'm making really good progress
some of the things I've done to save more money:
1) I created a monthly budget
I used to do it before but I'm more diligent now on staying within the budget. It also helps me track where all the money goes.
2) I am now on all cash system
it really is amazing how much restraint you exercise when you're letting go of cash
i'm still working on it but for the most part, i only use my debit card now to get cash from the ATM or sometimes to pay gas at the gas station. everything else gets paid with cash. use of credit card is practically non-existent.
3) I've started taking lunch to work
and believe me, this one's a major deal for me
so far i've only been taking sandwiches to work. gotta work on that some more cos i'm starting to get sick of pbj's and deli meat
4) sold a car
5) cancelled my cable
6) got a much lower rental apartment
so yeah, i think i'm doing much better on this. my mantra has been "lower living expenses while increasing savings."
the best thing about it is that the wedding stuff will all be paid for with cashexercise more and do it consistently
this will be my next major task
because of the move, i haven't really been able to work on this much. but now that i'm getting settled in at my new place, i think the second half of the year will be much better as we will begin our training for a marathon this coming weekrun at least 3 races
i think once we start training for the marathon, this can be easily accomplishedand other stuff that I'll just keep to myself
still working on it